Full Coverage: Understanding Your Auto Insurance
Auto insurance is mandated by California, but it provides only basic financial protection if you cause an accident that hurts someone or damages someone else's property. Minimum coverage is not "full coverage." Why? Because the state-required minimum may not cover the cost of a serious accident.
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Category: Uninsured Motorists Accident

Full Coverage: Understanding Your Auto Insurance


Auto insurance is mandated by California, but it provides only basic financial protection if you (or another driver using your car) causes an accident that hurts someone or damages someone else’s property. Clients often are told by insurance agents or brokers that they have purchased “full coverage,” only to find out after an accident that ...

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Fewer Uninsured Drivers with Expanded CLCA Coverage


Despite state law that mandates auto insurance for all vehicles, some estimate there are more than 3 million uninsured vehicles in California. However, more low-income Californians will now have the opportunity to purchase affordable automobile insurance. Gov. Jerry Brown recently signed legislation that will expand California’s Low-Cost Automobile Insurance Program (CLCA) to include non-cit...

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Telematics: The Future of Car Insurance?


Never heard of telematics? Just wait, you will. Telematics, or usage based insurance, is the newest trend in auto insurance. Telematics will provide your auto insurance company with real time driving information: how fast you drive, how hard you brake, how much you drive, the time of day you do most of your driving, etc. ...

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Uninsured and Underinsured Motorist Claims


In California, all drivers are required to carry auto insurance regardless of whether they drive a high-end new car or one that is old and not in the best shape. Unfortunately, many drivers do not carry insurance either because they cannot afford it, have allowed it to lapse, have a driving record which prevents them ...

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The Importance of Having Uninsured Motorist Coverage


Every driver in the state of California is required by law to carry auto liability insurance. The minimum liability insurance for a passenger vehicle is $15,000 for injury or death of a single individual, $30,000 for injury or death of multiple individuals, and $5,000 for property damage. Comprehensive coverage, collision coverage, uninsured and underinsured motorist ...

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Understanding the Insurance Company’s Motives


People generally buy insurance for the purpose of protecting themselves and their assets. Home insurance, renters’ insurance, car insurance, business insurance, health insurance, life insurance, and other types of insurance are all designed to give a sense of security and provide reasonable compensation in the event that the insured item is damaged or lost. Certain ...

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Level the Playing Field

You need a San Diego car accident lawyer who can go up against even the biggest of companies or corporations.

Gain the Upper-Hand

Claims-Filing Process

The claims filing process can be difficult especially if you have been injured. Let us effectively handle it for you.

Insurance Claims

Involved in an Accident?

Keep these helpful tips in mind immediately after a collision to help maximize your compensation.

After an Auto Crash
Have You Been Injured Due to Someone Else's Negligence? I See the Victim Behind the Accident. Learn How My Firm Can Help You.


    At Bruno & Associates, we are committed to protecting the health and safety of our employees, clients and the public while still continuing to provide the best legal services possible to every single person who needs our help. For our clients and potential clients, we offer remote video conferencing appointments and we are experimenting with new and different ways to remain available to those who need us during this crisis.

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