California's Prop. 103: Consumer Protection in Purchasing Auto Liability Insurance
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San Diego Car Accident Blog

California’s Prop. 103: Consumer Protection in Purchasing Auto Liability Insurance

08-February-2011

Proposition 103 protects California consumers when purchasing and maintaining automobile insurance. Some of the key provisions of Prop. 103 are: “Good Driver” Discount. A Good Driver is a person who has been licensed for at least 3 years and has no more than 1 point on his/her driving record. Every California insurance company must offer ...

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Accident Reports

03-February-2011

If you are involved in an auto accident, you must file an accident report even if the accident was not your fault. California DMV requires that you file a Form SR-1 for motor vehicle accidents causing injury or death to any person or causing over $750 in property damage. You can get the SR-1 form ...

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Uninsured Motorist Coverage and Medical Payments Coverage: All Insurance Is Not Created Equal

02-February-2011

These are tough economic times and everyone is looking to cut back on expenses, including auto insurance expenses. Be careful how you cut costs on your automobile insurance costs. Saving money on your auto insurance could end up hurting you if you are involved in an accident. Uninsured motorist coverage (also underinsured motorist coverage) and ...

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A Warning About Spinal Traction/Decompression

02-February-2011

Earlier this week, ConsumerAffairs.com reported that a California chiropractor has been charged with consumer fraud in a lawsuit by several district attorneys. The suit alleges the Danville, California chiropractor sold a $115,000 DRX-9000 spinal-traction (spinal decompression) machine to other chiropractors and encouraged them to provide expensive treatments for their patients. The DRX-9000 was a...

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Allstate Drops “Accident Forgiveness” in California

27-January-2011

No doubt you’ve seen the ads for Allstate’s “accident forgiveness” program, which prevents Allstate from increasing your premium if you have an accident. Approximately 10% of Allstate’s 1.5 million customers in California purchased this additional coverage. The Los Angeles Times reported last week that a consumer watchdog group asked the California Department of Insur...

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The “Good Hands” at Allstate Continue to Fight Legitimate Claims

25-January-2011

Allstate markets itself as the “good hands” company. Don’t believe it. When it comes to filing a claim against Allstate, watch out for those “good hands” or you may get sucker punched. Without an attorney fighting for your rights, filing a claim after an auto accident may feel like a David versus Goliath match up. ...

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