In California, all drivers are required to carry auto insurance regardless
of whether they drive a high-end new car or one that is old and not in
the best shape. Unfortunately, many drivers do not carry insurance either
because they cannot afford it, have allowed it to lapse, have a driving
record which prevents them from obtaining it, or fail to understand its
importance. Insurance industry studies concerning auto coverage have shown
that as many as one out of four drivers drive without any form of insurance
or have too little coverage to handle the consequences should they be
involved in a major accident. This can create a difficult situation for
those who are injured by these uninsured or underinsured drivers.
Most auto insurance policies have provisions for this which drivers can
add to their policies when they purchase them. These provisions allow
the injured driver to make a claim with his own insurance carrier should
he or she be involved in an accident with an uninsured or underinsured
driver. Dealing with your insurance carrier in this situation, however,
can be frustrating and difficult. Your own insurance carrier will often
use various tactics to discount or deny your claim. Even if you have been
with the same company for years, your claim may not be viewed favorably;
insurance companies are in the business of staying highly profitable which
means paying out as little as possible.
In the case of uninsured and underinsured policy provisions, it is important
to ensure that you read and understand them. That can be problematic as,
in general, policies are not written in language that the ordinary person
can understand. Especially if you are involved in an accident in which
you are due compensation because of the negligence of an uninsured or
underinsured driver, you will need the assistance of reputable attorney
who can help.
Car Accident Attorney in San Diego, California
Unfortunately, car accidents occur continually on the roads and highways
in California, especially in densely-traveled areas such as San Diego.
The consequences of these accidents can be devastating, leaving a trail
of enormous property damage, injured and killed victims. Dealing with
an insurance company in the aftermath of such an accident can be difficult.
Having a legal advocate in your corner can make a difference in the damages
you are able to obtain for your losses.
In the greater San Diego area, you can get legal help for this matter from
the Law Offices of Eugene G. Bruno, P.C. Mr. Bruno is an experienced personal
injury lawyer who knows how to counteract insurance company tactics that
may be used against you to keep the compensation owed you to an unacceptable
minimum. He has a success rate of 99.7 percent which demonstrates the
competence and commitment he employs in every case he represents. If you
have been involved in a traffic accident, contact his firm to discuss
your case in a free consultation.