If you are involved in an auto accident, you must
file an accident report
even if the accident was not your fault.
California DMV requires that you file a Form SR-1 for motor vehicle accidents
causing injury or death to any person or causing over $750 in property
damage. You can get the SR-1 form at any DMV office, on the DMV website, or
here. You must file an SR-1 even if there is a police or CHP report.
You also may be required to report the accident to your insurance company
and the insurance companies for all other drivers involved. If the accident
was your fault, you are required to report it to your insurance as a condition
of coverage, meaning that if you don't report the accident to your
insurance company they may not pay the other party's claim and you
may be financially responsible for the damage you caused.
Filing a report will not automatically cancel your coverage or cause your
rates to increase. However, if your insurance company determines that
the accident was 51% or more your fault, you may lose your "good
driver" discount or your insurance company may take other unfavorable
action on your policy.
If you have been injured in a car accident and would like to discuss your
reporting obligations, feel free to
call my office anytime for a